Someone used my credit card on-line illegally. What recourse do I have?

Vista, have a kill switch? Surely not, I thought. But sadly, t'was not to be. Straight from Ed Bott's blog at http://blogs.zdnet.com/Bott/?p=148, Software Protection Platform...

"You'll first lose access to key features, including the Aero interface, ReadyBoost performance enhancements, and Windows Defender antispyware detection. Eventually, if you don't deal with the problem, the measures get more severe and you're kicked into 'reduced functionality mode'."

This mode is described in more detail in a seperate white paper:

"The default Web browser will be started and the user will be presented with an option to purchase a new product key. There is no start menu, no desktop icons, and the desktop background is changed to black. The Web browser will fully function and Internet connectivity will not be blocked. After one hour, the system will log the user out without warning. It will not shut down the machine, and the user can log back in."

(And this hot on the heels of a story that a bug in Microsofts servers caused thousands of genuine copies of XP to be mistakenly identified as pirated (http://blogs.zdnet.com/Bott/?p=150).)

But the worst is yet to come.

"If the Software Protection Platform determines that the core binaries of your system have been hacked with, you will get a notification that operating system has been tampered with. Reinstallation is the remedy. ... When an anti-tampering warning first appears, you have three days to reinstall or otherwise fix your copy of Windows Vista or shift into reduced functionality mode."

Ouch. Never thought I'd say this, but the Slashbots may have had a point...

Regarding identity theft, I'd always thought that part of the point of using a credit card was that the credit card company were ultimately liable for any fraudulant use of the card. That's definitely the case in the UK -- Consumer Credit Act 1974, reconfirmed by Consumer Credit Act 2006; though I'm not sure whether it's the same in the US.

Yes, AMEX....I've had dealings with them in the past. They do NOT guarantee their cards against
forged charges the way VISA and MASTERCARD do. I know from personal experience. You can report things to them and they will say they are investigating, but that's as far as it goes. I've cancelled my account with them and will NEVER use them again!

I also had problem(s) with AMEX! They showed up on my Credit Report a few months ago - noting that I had an account with them. Well, I notified them I never had an account with them & to correct their records....ALL TO NO AVAIL!! I formally notified them & logged a complaint - all to NO AVAIL!! They really "don't take care of business"!! BEWARE!!

Can someone trace my credit card details through my IP address? I have been billed by some websites like membersla.com for memberships on websites which I didn't sign up. How did they manage to bill me when no credit card details were provided? I have referred my case to the fraud department of my credit card company but I am not sure what outcome I will get out of it.

Hello i have the same problem but i little more different regarding that on the statement was written pioneer.com and a purchase of $835 and i had to change my card and now i dont know what the bank will do will they track him or should i do something how can i find out where is the thief because i think that is not a internet order seems like a delivery .... i dont know what to do i would like to investigate on how to find out the thief and turn him. Your website is great

i bought a camera online with me hsbc credit card.thats the only time i have used it on line.some one opend a account with the company www.moneybookers.com to send money somwere using my card detailes and usuing a email address [email address removed].i asked bookers for detaile of were the money was sent to but the only info they would give was the email used.i have been cedited with the money back by hsbc but no one seems to be interested in trying to trace the fraudster.can this be done

i scheduled my non tourist visa appoint using visapoint of us embassy in manila..on the confirmation email i was only charged 10 dollars but on my card statement i am charged 500 dollars..what can i do to get my money back

Contact your credit card company.

06-Mar-2010

Used My AAA Visa card to purchase a cell phone online with AAA now someone used it to buy $280 worth of phones and contracts..Authorities really aren't doing much to help.I feel it was someone that works at the company I purchased from.

This same thing just happened to me on 3/5/10. I e-mailed the software company after going online to research the charge, and they e-mailed back with the e-mail address that was used, which wasn't mine. I am now disputing it with the credit card company (American Express) and told the software company they need to revoke the license, since this was acquired illegaly. But how did they get the information to do this. Don't they have to enter a pin or security code?

I ordered a work at home web access for 5.94 it was posted on my account the same day and I asked the seller if that was all the charges she said yes but 5 days later i got a 98.26 posted on my bank card i tried to call but the numbers i found were disconnected or they would say leave your name and phone number and we will get back to you.
i called my bank i am filing a fraud report to get my money back.
thanks
phyllis

To post a comment on "Someone used my credit card on-line illegally. What recourse do I have?", please return to that article's main page.